Free account
Digital KYC. The app is free for life.
CashRich Investment App
Mutual fund app in India for families who want more than DIY
CashRich is a mutual fund app in India built as a Family CFO. Investors can start SIPs or lumpsums, run Dynamic SIP, track multi-member family portfolios in one view, and get free written portfolio reviews, with onboarding and service support from the CashRich team. Transactions are executed via BSE StAR MF and units are held in the investor's own name. CashRich is an AMFI Registered Mutual Fund Distributor (ARN-159464). Free on iOS and Android.
AMFI Registered Mutual Fund Distributor · ARN-159464Transactions via BSE StAR MFFree on iOS and Android
What is a mutual fund app in India?
Most apps optimise for transactions. CashRich optimises for the family.
A mutual fund app in India lets investors open an investment account, complete KYC, start SIPs or lumpsum investments, track NAVs, and redeem or switch schemes from a phone. Most apps optimise for DIY transactions. CashRich adds family-level portfolio views, written portfolio reviews, AI monitoring, and onboarding and service support from the CashRich team.
Who CashRich is for
- Resident families managing SIPs across spouses, HUFs, and minors
- NRIs investing via NRE/NRO accounts with digital onboarding
- Busy professionals and business owners who want reviews, not only a login
- First-time investors who want guided SIPs with units held in their own name
What the CashRich mutual fund app does
Everything a family needs, in one app.
Invest
SIP, lumpsum, STP, and switch within fund houses as supported.
Dynamic SIP
Each instalment split between equity and debt using valuation signals.
Family portfolio
Holdings across members and old folios in one place.
Portfolio review
Written review of allocation, overlaps, and costs. Our flagship.
AI monitoring
Ongoing flags on risks and anomalies.
CashRich team
Onboarding and service support from a CashRich Fintech Associate.
NRI desk
Digital NRI onboarding for NRE/NRO accounts, with video-assisted paperwork.
In the investor's name
Money never sits with CashRich.
- Investor's bank
- BSE StAR MF
- Fund house (AMC)
Money moves between the investor's bank account and the mutual fund house through BSE's StAR MF platform. Units stay in the investor's folio, and CashRich does not hold investor money. Systems are CERT-In certified.
BSE StAR MFExchange rails
CERT-InCertified systems
ARN-159464AMFI Registered Mutual Fund Distributor
- Regular SIP: 100% equity every month
- Dynamic SIP: equity share moves with valuations
Dynamic SIP: the CashRich difference
More equity when markets are cheaper. Automatically.
Regular SIPs invest a fixed equity amount every month. Dynamic SIP on CashRich adjusts the equity vs debt split of each instalment using market valuations, so more of the instalment goes to equity when markets are cheaper. It does not remove market risk.
How Dynamic SIP worksMutual fund app vs Family CFO
A login is not the same as a CFO.
| Typical DIY MF app | CashRich |
|---|---|
| One login, one person | Whole family, multiple folios |
| Transactions and charts | Written reviews + AI monitoring |
| Chatbots and tickets | CashRich team for onboarding and service |
| NRI as an add-on | NRI desk as a core line |
| Set and forget | Scheduled reviews and nomination checks |
Getting started
Five steps from first call to ongoing care.
A clear path for the family, with the CashRich team supporting onboarding and service throughout.
Fees
The CashRich app has no subscription fee, no minimum balance, and no annual charge to use the app. CashRich earns from partner financial institutions as an AMFI Registered Mutual Fund Distributor. Scheme expense ratios still apply as disclosed by AMCs.
- 01
Discovery
A conversation about the family and its goals.
- 02
Portfolio review
Existing holdings consolidated. Free.
- 03
Written report
Allocation, overlaps, costs.
- 04
Execution
Digital onboarding. Money moves bank to AMC only.
- 05
Ongoing
Reviews, monitoring, and support with nomination and transmission of units.
Questions, answered
The mutual fund app, explained.
What is the best mutual fund app in India for families?
It depends on whether a family wants pure DIY execution or ongoing family-level reviews. CashRich is built for families who want consolidated folios, Dynamic SIP, written portfolio reviews, and onboarding and service support from the CashRich team, not only a transaction login.
Is CashRich an AMFI-registered mutual fund distributor?
Yes. CashRich (CR CashRich Fintech Private Limited) is an AMFI Registered Mutual Fund Distributor, ARN-159464. Portfolio reviews and monitoring are informational services offered as part of mutual fund distribution.
Can NRIs use this mutual fund app without visiting India?
Yes. Onboarding is digital, including KYC, and supports NRE and NRO accounts in line with Indian regulations. The CashRich team can assist NRI investors over video across time zones.
Is there a minimum investment?
There is no minimum to create a free CashRich app account. Some schemes accept investments from ₹100, subject to each scheme's rules.
Where is my money held?
Money never sits with CashRich. It moves between the investor's bank account and the fund house via BSE StAR MF, and units are held in the investor's own name. Systems are CERT-In certified.
Does CashRich offer Dynamic SIP?
Yes. Dynamic SIP splits each instalment between equity and debt based on market valuations. See how Dynamic SIP works.
CR CashRich Fintech Private Limited · AMFI Registered Mutual Fund Distributor · ARN-159464. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
Get the CashRich app
Download CashRich, or book a free family portfolio review.
Start SIPs, run Dynamic SIP, and see the whole family's portfolio in one view. Free on iOS and Android.
Scan to get the app
Your family built the wealth.
Now give it a CFO.
Book a free family portfolio review. One call, one consolidated report, and a clear view of where your family stands.
Book Your Free Portfolio Review →